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As long as you are paying your bills on time, and paying off your credit card each month, your credit score should be just fine. One other factor to take into consideration is how much credit you are using vs. how much you actually have (I forget the official name). That is, even if you arent using a credit card, you shouldnt close it as it will probably lower your credit score. Its easy to think that your credit doesnt matter if you dont rely on credit cards. But what if you lose your job or need a loan then it matters. And better to be a step ahead, and check it before you need it, just in case there are any errors. credit report card I am a firm believer in keeping tabs on your credit score. We own several properties and had it free credit credit Atlanta not been for our Identity Theft Protection through Pre-paid Legal, we would have never known that Bank of America had posted several 30 free credit credit Atlanta and 60 day late notices on our credit score when we had never missed a payment! (Although we contacted BofA immediately after the first posting, they continued to post late notices for MONTHS. free gov credit report

But thats another story.) The point being, had we not been pro-active in watching our credit score, we would never free credit credit Atlanta had known. And Craig is absolutely correct when he stated that insurance companies, as well as banks, etc, check your credit score. They want to know what risk they are taking on when they ask you to pay a monthly premium and free credit credit Atlanta that goes for all lines of insurance, not just auto. Identity Theft Protection with Pre-Paid Legal is only $9.95/month, and covers not only your credit score (financial: credit card, loans, etc), but ID theft regarding your drivers license, medical records, social security number, address, and free credit credit Atlanta more. free credit report business With a free credit report, you can spot inaccuracies free credit credit Atlanta and old credit marks that havent fallen off your record.